In the current economic environment, if a broker like Old Tappan Financial can lower my insurance costs while preserving my coverage, then it is a great win for me.

- Chet S.
Old Tappan, NJ

Our Agents

John Savadjian, CLU, ChFC, LUTCF, CLTC

John Savadjian is the principal of Old Tappan Financial, LLC who has worked in the financial services industry for the past 38 years. He came into the industry in 1975 when he signed on with Prudential remaining there for 36 years as an agent, sales manager, assistant to the Vice President, and ultimately General Manager for over 28 years of one of the largest insurance agencies in the US. During his long and successful career with Prudential, he earned numerous top company awards including being the leading Sales Manager in the Eastern Home Office in 1981 and later on as a General Manager winning over twenty President Citation Awards including the coveted Chairman’s Trophy in 2005 as the top General Manager in the US.  An important leadership lesson that John has discovered over the years is that this business is a marathon, not a sprint. He always emphasizes to all his associates to pace themselves to achieve the best results and to never take short cuts. While the financial services industry has changed dramatically during his 38 year career, the demand of clients has essentially remained the same: to have a long term relationship with a trusted and knowledgeable insurance/financial advisor who will provide them with an objective advice. John’s main concern is his commitment to his clients.  As a result of his pursuit towards outstanding service, John has a special relationship with the people with whom he works. He has counseled numerous businesses and families on how to structure their insurance and retirement needs, preserve wealth and leave a meaningful legacy through the use of creative insurance and estate strategies. 

John earned a Bachelor of Science degree in Business from City College of New York.  He also holds Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations from the American College along with a Certified Long-Term Care (CLTC) designation.  John and his wife Diana of 29 years reside in Old Tappan, New Jersey and are the proud parents of three children, Armand, Lisa and Andre.  In his free time, John enjoys golfing, skiing and watching all major sports.  

e-mail: johnsavadjian@oldtappanfinancial.com
Phone: 201-660-8500 ext: 105


Armand Savadjian, MBA

Armand Savadjian, our Agency Principal, has been in the insurance industry for over three years since graduating from Bentley University in December 2009 with a Bachelor of Science degree, and a Master in Business Administration in Finance & Financial Planning. Armand is the first born of the agency co-owner John Savadjian. He enjoys the day to day challenges that come with dealing with clients and servicing their insurance needs whether it is from sales or service. Armand has truly excelled and in the past two years has qualified for the Million Dollar Round Table. His knowledge of the industry grows every day. He is a quick learner and excited for the future of Old Tappan Financial.

His determination is to make Old Tappan Financial the premier insurance brokerage agency of Northern Bergen County. Armand has lived in Old Tappan all of his life, and knows the community well. He's also an avid sports fan with a passion for skiing in the winter and outdoor activities in the summer. His goal is to learn as much as he can from his father in order to carry on the Savadjian name in the great field of insurance and financial services.

e-mail: armandsavadjian@oldtappanfinancial.com
Phone: 201-660-8500 ext: 104


Carol Sahagian, LUTCF

Carol Sahagian, Our Account Manager, has been an Insurance Agent for over 27 years and had worked for Prudential Insurance Company from 1985 till 2001, Allstate of New Jersey From 2005 to 2008 as an agent and Weichert Insurance Agency from 2008 to 2010 in Sales and Customer Service. She enjoys servicing our clients needs from sales to service and claims. Her knowledge and experience in the insurance industry is a positive contribution to Old Tappan Financial.

Carol is a hands-on mother with two daughters; Jackie, 21 yrs. old, a Junior at Salve Regina University in Newport, R.I. and Faith, 13. Carol is married to her husband Steve who is also in the insurance industry. Their family resides in Oradell, NJ. were Carol is a member of St. Peter’s Traditional Choir, a River Dell Cheer Coach, Oradell Girl Scout Leader -Troop #1475 and is on the Board of Directors of the Oradell Arts and Business Coalition.

e-mail: carolsahagian@oldtappanfinancial.com
Phone: 201-660-8500 ext: 102